Legal information
Legal notice
Last updated: October 4, 2026
This is a translation for convenience. In case of discrepancy, the Spanish version prevails.
1. Owner of the website
In accordance with Article 10 of Spanish Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE), the owner of this website is:
- Owner: Arthur Bertrand Fernandez
- Trade name: Horizon Advisory
- Tax ID (NIF): 47297271W
- Address: 2200 Nueces Street, Austin, Texas, 78705, USA
- Email: contact@horizonadvisory.es
- Phone: +34 635 881 863 · +1 (512) 563-5346
2. Purpose
This website provides information about Horizon Advisory's financial advisory services: reducing the cost of bank debt and financial visibility for businesses. The information is general in nature and does not constitute personalized advice or a binding offer.
3. Terms of use
Access to the website is free. Users agree to use the content appropriately, in accordance with the law and this legal notice.
4. Intellectual property
The texts, design, logo and other original content belong to Horizon Advisory or are used with permission. Third-party photographs are used under their license, and client logos belong to their respective owners. Commercial reproduction without prior authorization is not permitted.
5. Liability
Horizon Advisory makes every effort to keep the information accurate and up to date, but does not guarantee it is free of errors and is not liable for decisions based solely on it, or for service interruptions beyond its control.
6. Links to other websites
The website links to third-party sites (for example, public bodies or the Calendly booking service). Horizon Advisory does not control and is not responsible for their content.
7. Data protection and cookies
See the privacy policy and the cookie policy.
8. Governing law
This legal notice is governed by Spanish law.