Companies that already trust us
We renegotiate your credit lines and loans with your lenders and bring your interest rates down. If we don't save you money, we don't charge you anything. It's that simple.
Companies that already trust us
Your business gets value from day one, regardless of the outcome of the negotiation.
We renegotiate your credit lines and loans directly with your lenders using advanced negotiation techniques, and where it makes sense we refinance into SBA 7(a) or 504 loans. If we lower your interest rate, we charge 50% of the annual savings. If we don't, you pay nothing.
I want to reduce my cost of debtWhile we negotiate, we implement cash flow projections and a financial KPI dashboard so you know exactly how your business is performing in real time.
Even in the worst case, your business comes out ahead with greater financial visibility.
We don't charge by the hour or by the project. We get paid when you save real money.
Your business pays nothing until the savings materialize. If we don't lower your cost of debt, the process is completely free.
The more you save, the more we earn. Our only motivation is to get the best possible deal for your business.
From the moment we start, your business has access to up-to-date cash flow projections and real-time KPIs. This visibility is free regardless of the outcome.
We know how banks work from the inside and the levers that actually move interest rates on credit lines for small and mid-sized businesses.
A clear, transparent process, managed end to end by Horizon Advisory.
We analyze your current debt structure: which credit lines and loans you have, with which lenders and at what rates. Free 30-minute meeting.
We negotiate with lenders using different strategies. In parallel, we implement your cash flow projections and KPIs so you have full control.
We sign the agreement with the bank. Your business starts saving. Horizon Advisory charges 50% of the annual savings achieved.